601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook

Overloaded With Bills – Need Help?

February 1, 2024


If you have one or more credit cards that are near or at the maximum limit and making the minimum monthly payment, you are in what is known as the “credit card trap.”

debt relief

Despite their talk of wise use of credit, this is the position banks love you to be in. Your monthly payment goes almost all toward the interest, with a miniscule amount going toward the principal. The result – you never pay off the credit card or even come close, especially if you keep piling on additional debt with new purchases.

We are here to help. Now through February 29, 2024, U-1st Community Federal Credit Union is offering its members Unsecured loans up to $15,000.00* with rates as low as 8.99% up to 60 months. Call or stop by your credit union today and let us help you get out of the credit card trap with a consolidation loan.