601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm

5-Star U-1st Community F.C.U.

October 11, 2022

5 Star Rated CUs

Strength in Numbers

Media Release

Carlsbad, New Mexico – September 2022: U-1st Community F.C.U., Carlsbad, New Mexico has once again earned a top (5-Star) rating from BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm. Bauer rates every federally insured credit union with the same strict standards. It’s all about the numbers, and in the case of U-1st Community F.C.U., the numbers show strength. To earn Bauer’s Top Rating (5-Stars) U-1st Community F.C.U. must excel in areas of capital adequacy, profitability, loan quality and more. And it does. In fact, U-1st Community F.C.U. had earned Bauer’s Recommended (5-Star or 4-Star) Rating for 61 quarters. 

“U-1st Community F.C.U. has capital levels well in excess of what regulators consider to be ‘adequate’. That capital buffer is what will help U-1st Community F.C.U. weather any downturn that may head our way, just as it has in the past. Capital is King in this business,” notes Karen Dorway, president of BauerFinancial.  “It’s what enables a credit union to continue business as usual even as those around it struggle. What you want is an institution with high capital levels, strong loan underwriting and solid profits, and that’s what you have with U-1st Community F.C.U. Members and prospective members should feel secure in that.” 

Established in 1955, U-1st Community F.C.U. has been a mainstay for its field of membership for 67 years. Credit unions do business by building relationships with others that share a common bond. Current and future members should feel free to contact U-1st Community F.C.U. in person, by phone or via its website: u1stcommfcu.net.  

U-1st Community F.C.U.: “Where We Put YOU First!”

equal housing lender

Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983, BauerFinancial has relied upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings). BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.


BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114     bauerfinancial.com