U-1st Community Federal Credit Union offers a full range of loan services tailored to your needs. We do not charge an origination fee for our loans. Typically, our rates are lower and we may be able to extend credit to members who may be turned down by conventional banks. We try to work with you to make repayment easier, such as weekly payments instead of one large monthly payment.
Auto Insurance might not be enough if your vehicle is stolen, accidentally damaged beyond repair or otherwise declared an insured total loss. Your auto insurance may cover the replacement value but you remain liable for the payment of the difference between the insurance settlement and your loan balance. GAP covers the deficiency.
For just a few dollars a month, you can protect yourself against this kind of unexpected expense. The benefits may include: