601 N. Canal St. Carlsbad, NM 88220   575-887-1785 or 575-887-0098     u1stcommfcu@pvtn.net

Savings Rates


Regular Share and Special (Club) Savings Accounts

BalanceRateAPY*
$0.1 – $1,000.000.00%0.00%
$1,000.01 – $20,000.000.05%0.05%
$20,000.01 – $50,000.000.10%0.10%
$50,000.01 and up0.20%0.20%

Certificates of Deposit

TermRateAPY*
3 months0.55%0.55%
6 months1.35%1.36%
12 months1.85%1.86%
18 months2.15%2.17%
24 months2.25%2.27%
36 months2.50%2.52%

Money Market Checking Account

BalanceRateAPY*
$0.00 to $2,499.990.00%0.00%
$2,500.00 to $50,000.00 0.55%0.55%
$50,000.01 to $100,000.00 0.65%0.65%
$100,000.01 and above 0.75%0.75%

Senior Checking Account

BalanceRateAPY*
$0.00 to $1,499.990.00%0.00%
$1,500.00 and above0.50%0.50%

Elly the Elephant Kids Account

BalanceRateAPY*
$25.000.20%0.20%

Individual Retirement Account (Share IRA)

BalanceRateAPY*
$0.00 to $249.990.00%0.00%
$250.00 and above0.65%0.65%