601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm

Savings Rates


Anticipated for 3/31/2023

Regular Share and Special (Club) Savings Accounts

BalanceRateAPY*
$0.1 – $1,000.000.00%0.00%
$1,000.01 – $250,000.000.05%0.05%
$250,000.01 and up0.00%0.00%

Fresh Start Savings Account

Average Daily BalanceRateAPY*
$200.00 and up0.00%0.00%
$250,000.01 and up0.00%0.00%

Certificates of Deposit

Minimum to deposit $1,000.00. Maximum amount accepted $250,000.00

TermRateAPY*
6 months3.50%3.52%
12 months3.60%3.63%
18 months3.35%3.39%
24 months3.70%3.75%
36 months3.80%3.85%

Money Market Checking Account

BalanceRateAPY*
$0.00 to $2,499.990.00%0.00%
$2,500.00 to $20,000.00 2.25%2.25%
$20,000.01 to $75,000.00 2.50%2.50%
$75,000.01 - $250,000.012.75%2.75%
$250,000.01 and up0.00%0.00%

Senior Checking Account

BalanceRateAPY*
$0.00 to $1,499.990.00%0.00%
$1,500.00 to $250,000.000.25%0.25%
$250,000.00 and up0.00%0.00%

Elly the Elephant Kids Account

BalanceRateAPY*
$25.00 - $250,000.000.25%0.25%
$250,000.01 and up0.00%0.00%

Young Investor Account

Average Daily BalanceRateAPY
$25.00 - $250,000.000.25%0.25%
$250,000.01 and up0.00%0.00%

Individual Retirement Account (Share IRA)

BalanceRateAPY*
$0.00 to $249.990.00%0.00%
$250.00 and up0.05%0.05%
$250,000.01 and up0.00%0.00%