601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:30pm

Savings Rates


Anticipated for 9/30/2022

Regular Share and Special (Club) Savings Accounts

BalanceRateAPY*
$0.1 – $1,000.000.00%0.00%
$1,000.01 – $250,000.000.25%0.25%
$250,000.01 and up0.00%0.00%

Fresh Start Savings Account

Average Daily BalanceRateAPY*
$200.00 and up0.00%0.00%
$250,000.01 and up0.00%0.00%

Certificates of Deposit

Minimum to deposit $1,000.00. Maximum amount accepted $250,000.00

TermRateAPY*
6 months1.25%1.25%
12 months1.50%1.50%
18 months1.65%1.65%
24 months1.80%1.80%
36 months2.00%2.00%

Money Market Checking Account

BalanceRateAPY*
$0.00 to $2,499.990.00%0.00%
$2,500.00 to $50,000.00 0.25%0.25%
$50,000.01 to $100,000.00 0.35%0.35%
$100,000.01 - $250,000.010.45%0.45%
$250,000.01 and up0.00%0.00%

Senior Checking Account

BalanceRateAPY*
$0.00 to $1,499.990.00%0.00%
$1,500.00 to $250,000.000.25%0.25%
$250,000.00 and up0.00%0.00%

Elly the Elephant Kids Account

BalanceRateAPY*
$25.00 - $250,000.000.25%0.25%
$250,000.01 and up0.00%0.00%

Young Investor Account

Average Daily BalanceRateAPY
$25.00 - $250,000.000.25%0.25%
$250,000.01 and up0.00%0.00%

Individual Retirement Account (Share IRA)

BalanceRateAPY*
$0.00 to $249.990.00%0.00%
$250.00 and up0.15%0.15%
$250,000.01 and up0.00%0.00%