601 N. Canal St. Carlsbad, NM 88220 (575) 887-1785 or (575) 887-0098 Routing #: 312276111 info@u1stcommfcu.com | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook
U-1st Community Federal Credit Union offers a range of NCUA-insured accounts to help you reach your financial goals while keeping your money safe and easily accessible.
U-1st CFCU’s Honest Checking account is a basic option for members seeking a simple way to manage everyday transactions. It supports direct deposits, account transfers, loan transfers, and routine fund management.
U-1st CFCU supports young adults with a Young Investor Checking account for individuals ages 18–25. Designed for this stage of life, it provides the tools needed to manage money responsibly and build a strong financial future.
Senior Checking is designed for members age 55 and older. It has no monthly service charge and includes free senior checks, making everyday banking simpler during your best years.
The right business checking account can simplify your operations by offering online and mobile banking, strong business‑banking features, deposit insurance, and a high‑quality customer experience.
Anyone can face financial hardship.
Medical bills, marital difficulties, or job changes can lead to unpaid bills, bounced checks, and account closure. A check-clearing report may prevent you from opening another account, but it should not do so forever.
Fresh Start Checking helps people recover from past financial difficulties.