601 N. Canal St. Carlsbad, NM 88220   575-887-1785 or 575-887-0098     u1stcommfcu@pvtn.net

Fee Schedule


Account Closure Fee (within 45 days of opening) $25.00
Membership Fee $1.00
Loan Application Fee – Open-End
(includes Credit Report Fee & Documentation Fee)
$45.00
Loan Application Fee – Closed-End
(includes Credit Report Fee & Documentation Fee)
$55.00
Account Inquiry (by phone) N/C
ATM Overdraft Transfer (per transfer) $10.00
ATM/Debit Card (one-time card fee) N/C
ATM/Debit Card Replacement Card $20.00
ATM/Debit Card Replacement PIN $10.00
ATM Inquiry Fee (after first 3 free) $1.00
ATM Withdrawal Fee (after first 3 free) $0.50
Cashier’s Check $5.00
Money Orders $1.00
Check Copies (per item) $2.00
Check Printing Varies upon style
Collection Items (incoming, outgoing & draft) $10.00
Courtesy Pay Fee $30.00
Dormant Account Fee (charged monthly) $5.00
Duplicate Statement or Mortgage Statement (per page) $0.75
Excessive Withdrawal (first 4 free) $2.50
Facsimile (Faxes) Outgoing (per page) $1.00
Non-Sufficient Funds (member checks) $30.00
Overdrawn Balance Charge (first day & every day thereafter) N/C
Photocopies (per page) $1.00
Account Research (per hour / 1 hour minimum) $25.00
Reconcilliation / Account Balancing (per hour / 1 hour minimum) $25.00
Return Deposit Fee (per item) $15.00
Stop Payment Fee (per item) $25.00
Item Reject Fee (grace 30 days per item) $2.00
Account Transfers by phone or in person N/C
Domestic Wire Transfers (incoming & outgoing) $25.00
Domestic Western Union Wire Transfers (outgoing) $25.00
Western Union (per item) $12.50
Regulation D Transfers to not more than six per monthThereafter $10.00 per transaction
Check Cashing ($0.00 – $300.00) N/C
Check Cashing ($300.01 – $500.00) $5.00
Check Cashing (over $500.00)1% of check
Cashing of Income Tax Checks 1% of check
Address Undeliverable Account Fee $5.00