601 N. Canal St. Carlsbad, NM 88220 (575) 887-1785 or (575) 887-0098 Routing #: 312276111 info@u1stcommfcu.com | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook
September 30, 2025

Carlsbad, New Mexico – March 2026: BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, would like to congratulate U-1st Community F.C.U., Carlsbad, NM for earning its highest, 5-Star Superior rating. This marks the 75th consecutive quarter that U-1st Community F.C.U. has earned a recommended rating (5-Stars or 4-Stars) from the rating firm (18 years!). A 5-Star Superior rating indicates that U-1st Community F.C.U. is one of the strongest credit unions in the nation, excelling in areas of capital, loan quality, stability and more.This latest rating was assigned in March 2026, based on December 31, 2025, financial data.
“Credit unions like U-1st Community F.C.U. are perfectly positioned to provide the specialized support that is unique to their membership,” observes Karen L. Dorway, president of BauerFinancial. “These institutions promote growth by investing back into the same field of membership from where the deposits originated. By fostering these relationships, they are highly supportive of, and accountable to, their members. This also enables them to anticipate new needs and desires and gets the wheels in motion to satisfy those needs.”
Since its inception in 1955, U-1st Community F.C.U. has been a committed supporter of the people in its field of membership (FOM). They are the reason it exists. U-1st Community F.C.U. has been a dedicated partner for 71 years and is committed to supporting its members for years to come.
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U-1st Community F.C.U.: “Where We Put YOU First!”


Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983, BauerFinancial has relied upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings). BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.
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