601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm

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The Credit Union is Financially Safe and Sound

March 14, 2023

Despite the most recent collapse of Silicon Valley Bank {CA), and Signature Bank {NY) these last couple of days, U-lst Community Federal Credit Union Board of Directors wishes to reassure our members that the credit union is financially safe and sound.

Your Credit Union remains well-capitalized and on a solid footing. Our performance is continually monitored through a strict examination process from our federal regulators and annually by a third­party auditor.

U-lst Community Federal Credit Unions’ first priority is members’ financial success and security. The Board of Directors maintains a strong understanding in managing liquidity and the importance of sound investment purchases and has never exposed us to at-risk investments.

Federally insured credit unions offer a safe place for credit union members to save money, your deposits are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor- the same as any other federally insured financial institution.

Credit union members have never lost a penny of insured savings at a federally insured credit union.
“The credit union difference means that credit unions act with the best interests of member-owners at heart, and credit unions will continue to meet member needs.”

Kind regards,

Theresa Quinonez

5-Star U-1st Community F.C.U. Laser Focused on its Membership

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Carlsbad, NM – March 2023: BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, is proud to announce that U-1st Community F.C.U. has once again earned its top (5-Star) rating for financial strength and stability. This marks the 63rd consecutive quarter that U-1st Community F.C.U. has earned Bauer’s recommended rating (5-Stars or 4-Stars).


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