601 N. Canal St. Carlsbad, NM 88220 (575) 887-1785 or (575) 887-0098 Routing #: 312276111 info@u1stcommfcu.com | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook
February 4, 2026
If you’re like most people, you’re not seeing any let-up in the pressure on your finances.

U-1st Community Federal Credit Union has a solution. While rates are low—and U-1st Community FCU rates are definitely low right now—consider refinancing.
Whether it’s your car, truck, RV, or motorcycle, why keep paying high interest?
Right now, U-1st Community FCU is offering rates as low as 5.49% APR, upon approved credit. Lower your payments and put that money toward groceries, utilities, or credit cards. U-1st Community FCU, 601 North Canal Street. Certain terms apply.