601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook

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Overloaded With Bills – Need Help?

If you have one or more credit cards that are near or at the maximum limit and making the minimum monthly payment, you are in what is known as the “credit card trap.”


Read Our Winter Newsletter

The Credit Union is Financially Safe and Sound

March 14, 2023

Despite the most recent collapse of Silicon Valley Bank {CA), and Signature Bank {NY) these last couple of days, U-lst Community Federal Credit Union Board of Directors wishes to reassure our members that the credit union is financially safe and sound.


U-1st Community F.C.U. Serving Members with 5-Star Strength

5 star logo

Carlsbad, NM – January 2024: BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, proudly acknowledges that U-1st Community F.C.U., Calrsbad, NM, has earned its highest, 5-Star rating. BauerFinancial reassesses the financial condition of federally-insured credit unions every three months. This latest rating was assigned in January 2024 based on financial data reported as of September 30, 2023. This marks the 66th consecutive quarter that U-1st Community F.C.U. has earned a recommended rating (5-Stars or 4-Stars) from the rating firm. It also signifies that U-1st Community F.C.U. continues to be one of the strongest credit unions in the nation.


Lost or Stolen Card?

Credit CardPhone Number
To dispute transactions:1-800-600-5249
Fraud/Lost Card: 1-800-322-8472

Debit CardPhone Number
Fraud for Cardholders:                1-855-961-1602
Card Activation:1-855-726-4885
After hours Hot Card Service:      1-888-263-3370
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