Hot Days, Cool Loan Deals
June 1, 2026
Summer is heating up, and we’ve got a cool way to help you save. For the month of June, you can score loan rates as low as 4.59% APR* on your next purchase or when you refinance a loan from another lender with U-1st Community Federal Credit Union.
Save on More Than the Payment
Refinancing could help bring down your monthly payment and make those everyday costs a little easier to handle, from food, gas and insurance to home repairs.
We’ll Help You Find What Works
At your credit union, we’re all about helping you keep borrowing simple and affordable with better rates and lower fees. And when you’re ready, we’ll help you sort through your options and choose financing that fits your budget and your plans.
When You’re Ready, Come See Us
Once you’ve done a little homework and have a budget in mind, stop by and chat with the vehicle-buying team at the credit union. We’d be happy to help you look at your options and find a low-rate loan that feels right for you.
Make Summer Even Better
Summer in Carlsbad can be a long one, so why not make the most of it? With our Spring into Summer personal loans, you can jump into that home project, plan the getaway you’ve been thinking about, or give your budget a little extra breathing room for whatever comes next with rates as low as 7.89% APR*
MEMBERSHIP REQUIRED
NEW MONEY ONLY
CANNOT REFINANCE EXISTING U-1ST CFCU LOANS
*On Approved Credit – Certain Terms and Conditions apply