601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm

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For Every Season, Every Reason,
We Have a Loan for That!

You may think of the credit union as the best place to get a loan for new wheels. And you'd be right. But it doesn't stop there. We have loans for every season, and every reason. Do your scholars need new computers before they head off to school? Check. Thinking of a taking the family on a ski trip or a cruise to the Caribbean this coming winter, and need a vacation loan? Check. Planning to update the kitchen or add a man cave and need home improvement financing? Check. Want to clear up high interest rate credit card bills with a consolidation loan? Check. Snowmobile, personal watercraft, boat, or recreational vehicle on your wish list? Check. Help with holiday expenses? Check. Major toothache necessitating a trip to the dentist? Check. The credit union is here to help with all of your financing needs. That's why we're here. Call, click, or stop by.

Apply for a Loan Now!

Read Our Fall Newsletter

U-1st Community Federal Credit Union 2021 – 2022 Donation & Scholarships

Operation Hope – Annual Thanksgiving Food Drive

Credit Union House 

Carlsbad Chamber of Commerce – Winter Wine Festival

Cavemen Basketball Boosters

CASA The Light of Hope Gala

Lakeview Christian Home – Assisted Living Repairs

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5-Star U-1st Community F.C.U.

5 Star Rated CUs

Strength in Numbers

Media Release

Carlsbad, New Mexico – September 2022: U-1st Community F.C.U., Carlsbad, New Mexico has once again earned a top (5-Star) rating from BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm. Bauer rates every federally insured credit union with the same strict standards. It’s all about the numbers, and in the case of U-1st Community F.C.U., the numbers show strength. To earn Bauer’s Top Rating (5-Stars) U-1st Community F.C.U. must excel in areas of capital adequacy, profitability, loan quality and more. And it does. In fact, U-1st Community F.C.U. had earned Bauer’s Recommended (5-Star or 4-Star) Rating for 61 quarters. 

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Debit Cards

Fraud for Cardholders:                
1-855-961-1602

Card Activation:                               
1-855-726-4885

After hours Hot Card Service:      
1-888-263-3370

Visa Credit Cards

To dispute transactions:
1-800-600-5249

Fraud/Lost Card:
1-800-322-8472

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chip card technology

Introducing Chip Card Technology

Big protection in a tiny chip. It’s so easy to pay at a chip enabled terminal.

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