Savings Accounts

Whether you’re saving for your dream or just planning a vacation, U-1st Community Federal Credit Union offers a variety of great savings options to help you achieve that goal. They are all NCUA-insured, so you know your money is safe. Our Savings Accounts let you earn competitive interest rates while keeping your money totally accessible so you can get to it whenever you need it.

Share Account

$25.00 minimum to open
$2.50 excessive withdrawal fee after the 4th withdrawal
Statements mailed quarterly
Dividends paid quarterly on entire balance, provided balance is over $10.000.01
ATM Cards available (upon approval)

Elly The Elephant Kids Account

$25.00 minimum to open
$2.50 excessive withdrawal fee after the 4th withdrawal
Statements mailed quarterly
Dividends paid quarterly on entire balance, provided balance is over $25.01

Honest Checking Account

$100.00 minimum to open.
e-Statements provided monthly or provided upon request.
ATM withdrawals, 3 free – thereafter $0.50 each
ATM inquiries, 3 free – thereafter $1.00 each
FREE Visa check card (debit card) and ATM card available (upon approval)
Overdraft Protection Line-of-Credit (subject to approval)

Senior Checking

$100.00 minimum to open.
Dividends paid on average daily balance of $1,500.00
e-Statements provided monthly or provided upon request.
ATM withdrawals, 3 free – thereafter $0.50 each
ATM inquiries, 3 free – thereafter $1.00 each
FREE Visa check card (debit card) and ATM card available (upon approval)
Overdraft Protection Line-of-Credit (subject to approval)

Money Market Account

$2,500.00 minimum to open
Competitive dividends paid monthly on balance over $2,500.00
e-Statements provided monthly or provided upon request.
Check images not included in statement
Six (6) transactions per month, thereafter $10.00 per transaction Check (debit) and ATM card available

Certificates of Deposit

$1,000.00 minimum to open
3 to 24 month terms available
Competitive dividend rates paid quarterly
Fixed rate guaranteed for term of deposit
Automatic renewals available
Statements mailed quarterly

Individual Retirement Account

Traditional and Educational Accounts
$250.00 minimum to open
$20.00 annual fee
Competitive dividend paid quarterly
Statements mailed quarterly

Special Club Account

(Christmas, Vacation, Income Tax, Tools, Graduation, Wedding, etc.)

$25.00 minimum to open
Statements mailed quarterly
Dividends paid quarterly on entire balance provided balance is over $10,000.01
Club checks are mailed out according to club type (for example, Christmas Club checks are mailed out the first week in November, etc.)
Withdrawals cannot be made from these accounts without closing the account. Club accounts cannot be reopened until the following year if early withdrawals are made.