601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook

Break up with your current lender!
Enroll in Online Banking A fast approach to business Trusted business financing solution for America’s heroes and their communities.

Stay Up To Date With Our Latest Credit Union News


5-Star U-1st Community F.C.U. A Source of Security for its Membership

bauer financial logo

Carlsbad, New Mexico – March 2024: BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, is pleased to announce that U-1st Community F.C.U., Carlsbad, NM, has earned its highest, 5-Star Superior rating for financial strength and stability. This marks the 67th consecutive quarter that U-1st Community F.C.U. has earned a recommended rating (5-Stars or 4-Stars) from the rating firm. This latest rating was assigned in March 2024 based on December 31, 2023 financial data and signifies that U-1st Community F.C.U. continues to be one of the strongest credit unions in the nation.

(more…)

Read Our Spring Newsletter

Read Our Newsletter

SAVE, SAVE, SAVE!

CD rates

With these great CD rates from U-1st Community Federal Credit Union!

Six (6) Mos.$1,000.00*2.75%2.77% APY
One (1) Year$1,000.00*4.25%4.27% APY
Eighteen (18) Months$1,000.00*3.75%3.78% APY

Best Mexico Insurance

The Credit Union is Financially Safe and Sound

March 14, 2023

Despite the most recent collapse of Silicon Valley Bank {CA), and Signature Bank {NY) these last couple of days, U-lst Community Federal Credit Union Board of Directors wishes to reassure our members that the credit union is financially safe and sound.

(more…)

Lost or Stolen Card?

Credit CardPhone Number
To dispute transactions:1-800-600-5249
Fraud/Lost Card: 1-800-322-8472

Debit CardPhone Number
Fraud for Cardholders:                1-855-961-1602
Card Activation:1-855-726-4885
After hours Hot Card Service:      1-888-263-3370
small business

Make your loan payments 24/7 with ACH or Debit Card

Learn About Repay

Used car in your future?

Don’t forget the

carfax