601 N. Canal St. Carlsbad, NM 88220  (575) 887-1785 or (575) 887-0098   Routing #: 312276111     u1stcommfcu@pvtn.net | u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook

Fee Schedule


Membership Required$25.00 / Share Account
Business Required$25.00 / Share Account
Fresh Start Membership$200.00 / Share Account
Account Closure Fee (within 45 days of opening) $25.00
Membership Fee $1.00
DMV FeeN/C
Loan Check Priority Mail$8.50
Loan Check Overnight PayoffPassed onto member
Loan Application Fee – Closed-End
(includes Credit Report Fee & Documentation Fee)
$95.00
Account Inquiry (by phone) N/C
ATM Overdraft Transfer (per transfer) $10.00
ATM/Debit Card (one-time card fee) N/C
ATM/Debit Card Replacement Card $20.00
ATM/Debit Card Replacement PIN $10.00
ATM Inquiry Fee (after first 3 free) $1.00
ATM Withdrawal Fee (after first 3 free) $0.50
Cashier's CheckNon-member $10.00
Money Orders $1.50
Check Copies (per item) $2.00
Check Printing Varies upon style
Collection Items (incoming, outgoing & draft) $10.00
Courtesy Pay Fee $30.00
Dormant Account Fee (charged monthly) $10.00
Duplicate Statement or Mortgage Statement$3.00 per month requested
Excessive Withdrawal (first 4 free) $2.50
Facsimile (Faxes) Outgoing (per page) $2.00
Non-Sufficient Funds (member checks) $30.00
Overdrawn Balance Charge (first day & every day thereafter) N/C
Photocopies (per page) $1.00
Account Research (per hour / 1 hour minimum) $25.00
Reconcilliation / Account Balancing (per hour / 1 hour minimum) $25.00
Return Deposit Fee (per item) $15.00
Stop Payment Fee (per item) $25.00
Item Reject Fee (grace 30 days per item) $2.00
Account Transfers by phone or in person N/C
Check Cashing ($0.00 – $300.00) N/C
Check Cashing ($300.01 – $500.00) $5.00
Check Cashing (over $500.00)1% of check
Cashing of Income Tax Checks 1% of check
Address Undeliverable Account Fee $5.00
Coin Counting Fee10% Fee if Cash Back or
5% Fee if Deposited
Prepaid withdrawal fee from account$2.50 per transfer
Notary Fee (non-members / Shared Branching members)$15.00
Account Transfer by phone or in personN/C
Notary Fee (Members Only)N/C