601 N. Canal St. Carlsbad, NM 88220 (575) 887-1785 or (575) 887-0098 Routing #: 312276111 u1stcfcu@pvtn.net | Lobby Hours: M – F: 9am – 5:00pm | Like Us on Facebook
| Membership Required | $25.00 / Share Account |
|---|---|
| Business Required | $25.00 / Share Account |
| Fresh Start Membership | $200.00 / Share Account |
| Account Closure Fee (within 45 days of opening) | $25.00 |
| Membership Fee | $1.00 |
| DMV Fee | N/C |
| Loan Check Priority Mail | $8.50 |
| Loan Check Overnight Payoff | Passed onto member |
| Loan Application Fee – Closed-End (includes Credit Report Fee & Documentation Fee) | $95.00 |
| Account Inquiry (by phone) | N/C |
| ATM Overdraft Transfer (per transfer) | $10.00 |
| ATM/Debit Card (one-time card fee) | N/C |
| ATM/Debit Card Replacement Card | $20.00 |
| ATM/Debit Card Replacement PIN | $10.00 |
| ATM Inquiry Fee (after first 3 free) | $1.00 |
| ATM Withdrawal Fee (after first 3 free) | $0.50 |
| Cashier's Check | Non-member $10.00 |
| Money Orders | $1.50 |
| Check Copies (per item) | $2.00 |
| Check Printing | Varies upon style |
| Collection Items (incoming, outgoing & draft) | $10.00 |
| Courtesy Pay Fee | $30.00 |
| Dormant Account Fee (charged monthly) | $10.00 |
| Duplicate Statement or Mortgage Statement | $3.00 per month requested |
| Excessive Withdrawal (first 4 free) | $2.50 |
| Facsimile (Faxes) Outgoing (per page) | $2.00 |
| Non-Sufficient Funds (member checks) | $30.00 |
| Overdrawn Balance Charge (first day & every day thereafter) | N/C |
| Photocopies (per page) | $1.00 |
| Account Research (per hour / 1 hour minimum) | $25.00 |
| Reconcilliation / Account Balancing (per hour / 1 hour minimum) | $25.00 |
| Return Deposit Fee (per item) | $15.00 |
| Stop Payment Fee (per item) | $25.00 |
| Item Reject Fee (grace 30 days per item) | $2.00 |
| Account Transfers by phone or in person | N/C |
| Check Cashing ($0.00 – $300.00) | N/C |
| Check Cashing ($300.01 – $500.00) | $5.00 |
| Check Cashing (over $500.00) | 1% of check |
| Cashing of Income Tax Checks | 1% of check |
| Address Undeliverable Account Fee | $5.00 |
| Coin Counting Fee | 10% Fee if Cash Back or 5% Fee if Deposited |
| Prepaid withdrawal fee from account | $2.50 per transfer |
| Notary Fee (non-members / Shared Branching members) | $15.00 |
| Account Transfer by phone or in person | N/C |
| Notary Fee (Members Only) | N/C |