Fraud Alert

Attention Members

Support for Federal Employees During the Government Shutdown

In response to the ongoing government shutdown, U-1st Community Federal Credit Union is committed to supporting our members who are federal employees and may be experiencing financial difficulties. If you are affected by the shutdown in any way, we encourage you to reach out, as we are dedicated to helping you maintain financial stability during this challenging time.

Once eligibility is confirmed and you have a direct deposit with U-1st CFCU, we can explore several options to assist you. Our goal is to work with you to alleviate any financial hardship and ensure you have access to the resources you need.

Personal Loans – Get the funds you need to stay on top of bills and unexpected expenses.*

Skip-A-Pay Option – If you have already have a loan with us, you may be able to take part in our Holiday Skip a Payment promotion to free up cash during this uncertain time.*

We understand this situation may bring financial stress, and we’re committed to helping our members get through it. Whether you need extra funds or just a little breathing room, our team is ready to support you.

*Contact your credit union to find out more information on the programs available to you.

Read Our Fall Newsletter

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5-Star U-1st Community Federal Credit Union – Serving its Members with 5-Star Strength

Carlsbad, New Mexico – September 2025: BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, proudly acknowledges that U-1st Community Federal Credit Union, Carlsbad, NM has earned its highest, 5-Star rating. Thismarks the 73^rd consecutive quarter that U-1st Community F.C.U. has earned a recommended rating (5-Stars or 4-Stars) from Bauer.This latest rating was assigned in September 2025, based on June 30, 2025 financial data, and signifies that U-1st Community F.C.U. continues to be one of the strongest credit unions in the nation. 

“Bauer rates credit unions based on their overall financial condition,” reports Karen Dorway, president of the rating firm, “and has been doing so for over 40 years. Having a common bond or bonds with the membership, the employees of credit unions, like U-1st Community F.C.U., feel a kinship and have a desire to see members grow and thrive,” continues Dorway. “It gives me great pleasure to acknowledge that a credit union that measures its success by the success of its members, does so from such a solid financial foundation.”

Since its inception in 1955, U-1st Community F.C.U. has been an enthusiastic supporter of the people within its field of membership. U-1st Community F.C.U. is a dedicated banking partner and much more. Supporting the member-owners is what it does, and what it has done for 70 years. This credit union wouldn’t have it any other way.

Visit u1stcommfcu.net.

U-1st Community F.C.U.: “Where We Put YOU First!”

Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983, BauerFinancial has relied upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings). BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114     bauerfinancial.com

New Mexico Ramp Project

Building Independence for Those in Need! The New Mexico Ramp Project builds ramps for people in New Mexico with mobility issues at no cost. Our vision is that no New Mexico resident with mobility issues shall lack safe access to their residence because of financial limitations.

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Thank You for Being a Credit Union Member

This year has been like no other. But somehow we made it. A new year always provides us with the opportunity to reflect on what we’ve been through – and to marvel at the possibilities of what lies ahead. 

We approach each new year with a sense of optimism, and 2025 is no different. To capture that sense of hope – and the belief that better days are coming. Your Board of Directors, Volunteers and Staff would like to thank our members for their unwavering support. We hope that we have met your financial needs and served you well during these unprecedented events. 

Attention:

U-1st Community Federal Credit Union will not solicit confidential or sensitive member information via e-mail, telephone or other communication methods. The Credit Union will not send e-mails or text messages nor call a member requesting confidential information such as account numbers, passwords or personal identification numbers (PINs). Members are asked to report any such requests to the Credit Union immediately.

The Credit Unions web page should not be accessed from a link provided by a third party. It should only be accessed by typing our website name, URL address into the web browser or by using a bookmark that directs the web browser to the Credit Union’s website.

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